Originally posted by SuSyLiA:
I only need 4wd a few times a year... and when I do I just throw on some chains.
The extra cost & insurance goes into my snowboarding addiction.
Actually...my first X was a '02 4x2, and eventually traded it in for my current 4x4 X...and there was just a very slight difference in my Insurance Premium, I didn't even notice the difference in my montly payments...so keeping that in mind...there shouldn't be any "big" Insurance difference between 4x2 and 4x4..