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ETA -

Q: I arranged for direct deposit of my refund but also received a refund-anticipation loan from my tax preparer. How will that affect my rebate?

A: All taxpayers who received a refund-anticipation loan — or who requested one but were turned down — will receive their rebates by mail, says Amy McAnarney of H&R Block. Similarly, if your tax-preparation or electronic-filing fees were withheld from your refund, you'll receive a paper check, even if you arranged for direct deposit of your tax refund.