Welcome aboard!
A lot of your answer hinges on your upgrade plans...
A lot of people start off slow...then want to upgrade the tires...and then they want to lift it and add lockers, armor, etc. Same with other off road rigs...did the same with Jeeps for example (That's the "Jeep Thing" you're not supposed to understand...)
If you think you will want to add lockers in the future...its easier at the present to get them for the non-LSD rear for example.
If you will never upgrade to a locker, the LSD is worth having, as while not great, it is better than nothing, and does make an observable difference.
The only rear locker I am aware of at the moment that you can order and install is the ARB air-locker...figure about $750 or so for the locker...add a few hundered for the air compressor, and whatever a day of labor cost you (Free, if its just you, something per hr if you have to hire a pro, etc.)
Other lockers are coming out, and will be eventually available...so by the time you are ready, there may be other choices as well.
If you procrastinate another 10 months or so...the 2005's will be out, and may even come with a locker as standard (Unsubstantiated rumor...), just to complicate your life/add options.
Hope that helps!
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- TJ
2001 Xterra '03 VG33, SE 5 spd, 305/70/16's, Revolvers, UBSkidderz, Doubled AAL's, 3"SL/2"BL, winch/bumpers, skids, sliders, OBA, Snorkel, pine stripes....
Friends don't let friends drive stock.
http://www.gifsoup.com/view/501230/tj-tackling-crawlers-ridge-o.gif