I did the rate hop over to a Chase account because of a 0%APR for 1 year. I absolutely despise the frickin phone calls I get trying to sell me crap from Chase I get when I'm trying to sleep during the day not to mention the ton of advertising I get from them in the mail. The year is up soon and I'm going to hop to the next card carrier.

As far as a regular credit card I have one through Navy Fed Credit Union. Absolutely fantastic. No minimum payments unless you exceed your max balance, great rates. [ThumbsUp] No stupid ads or calls.