XOC,
Thank you VERY much for you opinion and comments. I knew I would probably get slammed for the question, but I had to ask it, and as others have said, Id probably be better off selling it!
Thing about sellling it is that its not worth what I owe on it, so.......
Thanks again XOC
P.S. For all of you jacked up 4X4 guys that answered, as the saying goes " What goes up, MUST come down"