I too had to close my Chase CC account, all over about $20 that was on the Card when I moved and my addresses were all mixed up and I didn't see a bill, nor did I expect to, when you pay off the CC, they don't usually waste the mail.
Anyways, They SUCK and I'll never go back to them. I should have known, when I was denied a CC the first time I requested one, then years later they offered one with 9.99% Fixed for life, then upped it to 23.9% when the problem occured.
Now mind you, I put at least 80K through that card with two Home Remodelings and over 10 years of charges. Not good enough to the guy on the phone.
What pissed me off even more, was as I'm cancelling my account he tries to sell me on some other offer! I'm like, "Dude, I'm cancelling the account! Why on earth would I want anything else?!?"
I also use SWFCU, but don't have a CC with them.
I have Crapital One and so far they are ok, but just ok.
I'm screwed as well, because I just recently bought a Countrywide Home Mortgage and now they've gone BofA. I hate them due to the Fact of the Illegals getting their accounts there and also the fact they charged me for having less than $100 in a savings account and by the time I withdrew the money I had something like $20 left. Bastards.
End Rant!