Credit card? What's that?

I use my Wells Fargo Visa/Debit card. If I don't have the money in my account... I don't buy it. Period.

Does anyone remember that Steve Martin commercial from SNL? The one where he goes for financial counseling and the counselor tries to talk to him about saving money and not using credit cards? Damn funny.... "What is this... this.. 'SAVED' money? Can I use it on my credit card?"