Quote:
Originally posted by TravelingFool:
Credit card? What's that?

I use my Wells Fargo Visa/Debit card. If I don't have the money in my account... I don't buy it. Period.

Does anyone remember that Steve Martin commercial from SNL? The one where he goes for financial counseling and the counselor tries to talk to him about saving money and not using credit cards? Damn funny.... "What is this... this.. 'SAVED' money? Can I use it on my credit card?"
I currently have three cards all with a combined balance of less than $10,000. Other than a truck payment and mortgage it's my only debt and I haven't used any of the cards in over a year (we cut them up) as we decided to go pretty much debt free. I make enough and we have enough saved that we don't need credit at this time. The Chase card had about a $1500 balance at a 0% intro. rate. I was fine paying a little over the minimum as it was all going to the balance until this episode...
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Must stay away from political/religious debates. Must stay away........