Quote:
Originally posted by NY Madman:
Quote:
Originally posted by pnwbeers:

[b]Also, is this credit monitoring/lock stuff really necessary? I've never looked into much to be honest. Neither my wife nor I have ever had any credit issues, we're in our third house, we only have two credit cards, and our only debt is our mortgage. Should I still have to buy this crap? [Freak]
That's up to you.

Are the odds of identity theft happening to any one particular individual low? Yeah. But if it ever does happen to you, the amount of work, frustration, and stress to get out from under it is big.

You'd be awfully surprised how fairly easily thieves can get your info. Organized crime loves it. You don't have to go out and get your hands dirty. Small time hoods can do it with some success if they are smart about it.[/b]
Madman, that is great advise. I have done just that up here and it works like a charm. Not many people know but too many hits on your Credit file will actually hurt you in the long run.

The risk of someone stealing your identity is VERY real. My wife's office (50 employees) were broken into 3 weeks ago, they have IMAC'S, Servers, Plasma TV's galore in that office, the only thing the robbers took were 50 files containing ALL employee information..a real value for lowlife who wants to fuck up your life.

Needless to say we sold them a system that encrypts all electronic files in 256 PKCSI format. anyone keeping paper trails, even in safes should be shot
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Sharam can have my sister