I have to drive out to the boonies when I go plinking!

Lots of soft sugar sand in FL. With careful driving, you can manage 2WD most of the time... but not always.

Yep, that option did cost more at the time of purchase. However, if you look at older models in the Kelly Blue Book (or others), you'll find the 4x4 is worth about that amount more than the equivalent 4x2 of that year. 4x4s are easier to sell later too. Can't add 4x4 later if you change your mind.