I own a 2002 XE, V-6. i love the truck. mine is Silver. i have the utility package which means i have 12volt outlets all through the truck, which is nice for portable TV's for the kid and portable refrigerated coolers for the beer on beach trips. I also have a retractable tonneau cover for the cargo area, and 16in rims and tires. i have a 4x2, and unless you off road alot, a 4x2 will serve you just great. definately go for the supercharged engine if you can afford it. more power and torque is always good. you will have more then plenty room for the surf and snow boards. i would definately go for the waterproof custom covers they make for the seats, since you will be wet alot. i hope that you purchase one. i am very happy with mine.