Crawl ratios for the '00-'04 Xterra:
M/T: 31-35
A/T: 24-26
Most stock 4x4's run in the mid-30's (higher is better). The Jeep Rubicon runs about 65:1, Wrangler with lower rear-end ratio (higher number) is in the 40's.
With aftermarket 4:1 gears, the Xterra's crawl ratio is basically doubled to 50 for A/T and 65 for M/T.
Take that info for what it's worth. There is a crawl ratio calculator in the "Info" section of the main XOC site.
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2002 Just Blue XE 4x4