if you only have 2 inches of clearance between the X and the top of the garage door opening i would say leave it like it is for now. once you get bigger and better tires judge that distance again then decide. remove rear sway bar and get quick discos for front for better articulation offroad if you havent already.
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2000 XE 4x4, ARB bumper, 33x10.5 KM2, 3" fabtech SL, Skid Row skidplates, Calmini Sliders.