That's up to you.

Are the odds of identity theft happening to any one particular individual low? Yeah. But if it ever does happen to you, the amount of work, frustration, and stress to get out from under it is big.

You'd be awfully surprised how fairly easily thieves can get your info. Organized crime loves it. You don't have to go out and get your hands dirty. Small time hoods can do it with some success if they are smart about it.