i guess people misunderstood my post, i wear a helmet... but it would be nice to have a choice... hell i even agree that it might be a good solution to give insurance companies the option to deny coverage if it is proved you were not wearing a helmet or a seatbelt... but i dont thinkthe government has any right to force people to be safe... maybe the government should ban personal transportation all together... im sure it would cut down in insurance/taxes