When it says it expires in 90 days, it doesn't mean that you have to re-download it and pay another $2.00 every 90 days, it just means you can download the picture as many times as you like/need in that 90 days without being charged again...if you get a new phone AFTER that 90 days then you have to pay the $2.00 again...or just get the USB cable for the phone, and I'll e-mail you a link to the software that you need for it, allows you to add whatever photos/ringers you want, oh and it downloads your calendar and contacts directly into Outlook