Look up the numbers. The Xterra has had braking tests as good as 127 ft from 60 MPH and the tires and suspension are what kept it from stopping quicker. You will not find another SUV that will outbrake it, and most cars won't outbrake it either.
Yes, there are drums and heck, the front discs aren't even that big, but the clamping power is extraordinary. Nissan uses excellent two piston calipers up front and apparently the rear drums work pretty good too. The Xterra brakes hard and it brakes straight.
That said, I do wish it had rear discs, simply because maintenence is easier on them. But, disc brakes cost more and the Xterra was designed to be a "back to basics" SUV with a low price tag. If the drums work well and cost less then it all makes sense.
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ChuckH
"Every morning when I wake up I know it's not going to get any better 'til I go back to sleep again!" Al Bundy