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#164006 - 04/05/07 12:19 PM Those with kids How much do you pay
Big Daddy Chia Offline
Member

Registered: 12/06/01
Posts: 4442
Loc: Austin, TX
For child Care. Looking to see how much of a rip off the child care industry is. List age and of kids how many kids and cost
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Scott "Chia" Holland
"God created man. Sam Colt made them equal"

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#164007 - 04/05/07 12:25 PM Re: Those with kids How much do you pay
NismoXse02 Offline
Member

Registered: 11/03/02
Posts: 4411
Loc: The Woodlands, TX
Moved closer to my parents for this reason alone. They are free. laugh The only downside is we had to move from Denver to Houston. frown
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#164008 - 04/05/07 12:35 PM Re: Those with kids How much do you pay
PA Goldrush Offline
Member

Registered: 02/08/01
Posts: 45
Loc: Southern Central, PA, USA
We have 2 kids in child care, at 2 different places because of school.

8 year old, before and after school is $60.00 per week. They provide breakfast (cereal 4 days, hot breakfast 1 day) and a snack.

3 year old, all day care is $117.00 per week. They provide a hot breakfast, a hot lunch and a snack.

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#164009 - 04/05/07 12:36 PM Re: Those with kids How much do you pay
great pyr-hauler Offline
Member

Registered: 17/04/03
Posts: 347
Loc: Illinois
I live in Central Illinois and pay $20 a day for my perfect 9 month old boy. :>) He goes all day, 4 days a week. I watch him the other day.

Everything is pretty cheap in my area so I'm not sure how much weight I would put on what I pay.

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#164010 - 04/05/07 12:42 PM Re: Those with kids How much do you pay
Big Daddy Chia Offline
Member

Registered: 12/06/01
Posts: 4442
Loc: Austin, TX
Damn one place i was looking at here was about 900 bucks a month for an infant.
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Scott "Chia" Holland
"God created man. Sam Colt made them equal"

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#164011 - 04/05/07 12:49 PM Re: Those with kids How much do you pay
great pyr-hauler Offline
Member

Registered: 17/04/03
Posts: 347
Loc: Illinois
I'm not suprised, daycare is a pretty big ripoff in my opinion. Our average around here when we were looking was 25-30 a day for infants.

We are pretty lucky in our situation, so again you might just ignore what I pay. My wife is a teacher and a fellow teacher of hers mother agreed to watch our son and her daughters son. So she has our 9 month old and her 2 year old grandson to watch and that is it. We supply everything for her and she gets summers off, because both babies have teachers as mothers, so it's a good setup for her also. She is an awesome lady and does a great job, so we feel lucky.

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#164012 - 04/05/07 12:51 PM Re: Those with kids How much do you pay
Anonymous
Unregistered


Bay area,San Jose. Twin 2 year old boys with discount is 1900.00 per month.

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#164013 - 04/05/07 12:55 PM Re: Those with kids How much do you pay
Samueul Offline
Member

Registered: 10/04/01
Posts: 4114
Loc: Pittsburgh, PA. USA
Wife is a fulltime homemaker (hardest job in the world) so we don't pay for childcare, but preschool is coming up and that's going to cost us about $120.00 a month for 6 months. Add to that the gymborie classes etc. All in all we pay out the nose for most everything. Glad the spending on diapers is over with. That was costing us about $180.00 a month.
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#164014 - 04/05/07 12:55 PM Re: Those with kids How much do you pay
BurgPath Offline
Member

Registered: 25/05/02
Posts: 2146
Loc: Knoxville, Tn
Infant care is always high. As they get older it goes down to a respectable level.
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- 2008.5 Titan SE 4x4
Burgy --- Nissan Offroad Association of the Southeast

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#164015 - 04/05/07 01:13 PM Re: Those with kids How much do you pay
Anonymous
Unregistered


I pay $30 a day for in house daycare. 4 days a week. The only real benefit is that it's tax deductible if you itemize. My daughter has been going there since she was 6 weeks old. 4 years old next month.

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#164016 - 04/05/07 01:37 PM Re: Those with kids How much do you pay
Anonymous
Unregistered


The government allows set asides for child care of 5k per year pre Tax. does not make up for real cost but it is something. 5k set aside pre Tax to offset 22.8k in real cost(for me). Not much of a good deal. If you are not having your company deduct the child care cost of 5k per year up front pre tax then filing later in the year for it back you are missing a huge opportunity. This drops your gross income by 5k which could drop you into a lower tax bracket for some.

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#164017 - 04/05/07 02:41 PM Re: Those with kids How much do you pay
Anonymous
Unregistered


Quote:
Originally posted by BurgPath:
Infant care is always high. As they get older it goes down to a respectable level.
Yeah but you just end up spending the money on other things when they get older...

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#164018 - 04/05/07 02:48 PM Re: Those with kids How much do you pay
Anonymous
Unregistered


Quote:
Originally posted by chrishaynesusa:
The government allows set asides for child care of 5k per year pre Tax. does not make up for real cost but it is something. 5k set aside pre Tax to offset 22.8k in real cost(for me). Not much of a good deal. If you are not having your company deduct the child care cost of 5k per year up front pre tax then filing later in the year for it back you are missing a huge opportunity. This drops your gross income by 5k which could drop you into a lower tax bracket for some.
I paid about $3800 last year, so it worked out well for me. If my childcare was $23k, my wife would stay at home and look after the kids, because that's practically what she earns.

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#164019 - 04/05/07 03:19 PM Re: Those with kids How much do you pay
spalind Offline
Member

Registered: 30/01/03
Posts: 3238
Loc: Windham, NH
1 kid, 2 years old, $150 a week--which is VERY cheap in southern NH/MA...."normal" daycare in and around the Boston area is $250 a week and up....

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#164020 - 04/05/07 03:56 PM Re: Those with kids How much do you pay
Anonymous
Unregistered


It is what my wife takes home... However she still puts away money for a 401k and matching from the company. Plus the health care benefits. Plus she has a retirement plan as well as the 401k so it it well worth it to have her continue working for this company.

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#164021 - 04/05/07 09:17 PM Re: Those with kids How much do you pay
johnnyx Offline
J
Member

Registered: 18/08/00
Posts: 4658
Loc: Scottsdale, AZ
It often seems like a ripoff until you think about how the caretakers are responsible for your child's life.

When we were in the SF/Bay Area we paid about 900/mo for 3 days a week for one rugrat.
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#164022 - 04/05/07 09:44 PM Re: Those with kids How much do you pay
Paul H Offline
Member

Registered: 23/08/01
Posts: 4757
Loc: Mt. Zion, IL
After school program here is 60 per 2 weeks.

During summer when he goes all day will be 262 somethin every 2 weeks.

I hate summer. [Crybaby]
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#164023 - 04/05/07 09:44 PM Re: Those with kids How much do you pay
gmaxis Offline
Member

Registered: 21/08/00
Posts: 2179
Loc: America's Finest city
We were paying my eldest daughter's babysitter $2/hour when she was 4 months old until she was a year & 1/2. Now my wife is a full-time mom.
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#164024 - 07/05/07 05:47 AM Re: Those with kids How much do you pay
MBFlyerfan Offline
Member

Registered: 30/04/01
Posts: 4450
Loc: NJ, Just east of the Walt.
My wife stopped working after the baby was born. Money is tighter but we both believe that the benefit to our daughter will far outweigh the financial hit we have taken.
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#164025 - 07/05/07 05:54 AM Re: Those with kids How much do you pay
Big Daddy Chia Offline
Member

Registered: 12/06/01
Posts: 4442
Loc: Austin, TX
unfourtunetly my wife quitting is not an option. She quits her job we lose our medical insurance.
_________________________
Scott "Chia" Holland
"God created man. Sam Colt made them equal"

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#164026 - 07/05/07 06:31 AM Re: Those with kids How much do you pay
MBFlyerfan Offline
Member

Registered: 30/04/01
Posts: 4450
Loc: NJ, Just east of the Walt.
Quote:
Originally posted by Big Daddy Chia:
unfourtunetly my wife quitting is not an option. She quits her job we lose our medical insurance.
Yeah, I can see how that would throw a wrench into the whole program.

Bennies was the main reason she stopped working. She was making more than me but she had no bennies. I work for the state so my bennie program is pretty good as far as bennies go.

(how many times can you use bennies in a sentence?)
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#164027 - 07/05/07 08:16 AM Re: Those with kids How much do you pay
Anonymous
Unregistered


Hubby and I worked separate shifts so it worked out that one of us was always home with the kids. Sure, we didn't see that much of each other only on weekends but it was worth it to have the kids at home. Son is now 13 (going on 14) and daughter is 10, so, they both walk to and from school together and he takes care of her until I get home about an hour and a half after school.

Next year, son goes to high school, hubby is in his new career and we won't be able to follow this great schedule. So, for her to go to a before school program and after school program it will cost us about $315.00 per month. Sure, it can get expensive but it's peace of mind knowing that she's being taken care of. Too many crazies out there to let her walk to and from school by herself yet.

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#164028 - 07/05/07 08:27 AM Re: Those with kids How much do you pay
Big Daddy Chia Offline
Member

Registered: 12/06/01
Posts: 4442
Loc: Austin, TX
I was staying home by myself at 10.
_________________________
Scott "Chia" Holland
"God created man. Sam Colt made them equal"

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#164029 - 07/05/07 08:44 AM Re: Those with kids How much do you pay
Anonymous
Unregistered


Yeah but look what happened to you> smile

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#164030 - 07/05/07 09:05 AM Re: Those with kids How much do you pay
Big Daddy Chia Offline
Member

Registered: 12/06/01
Posts: 4442
Loc: Austin, TX
Quote:
Originally posted by chrishaynesusa:
Yeah but look what happened to you> smile
Um Happily married, home owner, successful career, first child on the way. Yep. I turned out bad. [Finger]
_________________________
Scott "Chia" Holland
"God created man. Sam Colt made them equal"

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