Originally posted by NY Madman:
[b]
Originally posted by Samueul:
[b]I currently have three cards all with a combined balance of less than $10,000.
If you have savings and are still carrying a credit card balance, you are doing the wrong thing. You are screwing yourself.
Use your savings to pay off the credit card balance. It makes no sense keeping money in your bank account and carrying credit card balances. You are losing money by doing that.[/b]