I honestly think its BS. I will not feel guilty, nor apologetic for something that I had absolutely no control over to begin with.

I worked hard, I went to school, I spent many nights studying for my tech certifications, I still work hard, I pay my bills, I pay my taxes, So I am proud to be able to "step forward if I know I can get a loan anywhere" as I worked my ass off and made many sacrifices for it to be that way. If you walk into a bank and cannot get a loan, I guarantee you it has nothing to do with color. The last 4 loans I had, I did online anyway, and was never even asked my ethnicity or gender......

This is a direct veiled attempt to once again attack the white.... as if reverse racism will somehow change the past..... I think classes like this breed more racism and hate than they subdue....