Originally posted by spalind:
My original point....and I STILL stick to it is that if you build in any disaster prone area that YOU hold some responsibility for any damage done to that home.
In a sense, the home owner already assumes responsibility for building in a "Disaster Prone" area by paying higher insurance rates (i.e flood/fire/etc.). If one decides to build in a flood zone for instance, the owner must purchasing flood insurance to satisfy that requirement needed for acquiring said lien on the property.
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