No no no no.. You have it all wrong guys. With the aerodynamic styling of the Xterra, even freefalling out of an aeroplane it would be hard pushed to go more than 95. You have to take into account the terminal velocity of something that is very un-aerodynamic. I think you'll find that the aerodynamics of the Xterra are so poor that people have actually used them as parachutes to slow their descent.