True. If HE is paying for it, I'll bet his ass is being reamed by the bank in interest.

(Isn't there something about banks not liking people doing this to a vehicle when they still have the title?)
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"Nature has constituted utility to man the standard and test of virtue. Men living in different countries, under different circumstances, different habits and regimens, may have different utilities; the same act, therefore, may be useful and consequently virtuous in one country which is injurious and vicious in another differently circumstanced" - Thomas Jefferson, moral relativist