Bad Faith Insurance claim info

I'd personally have a fit if my insurance company tried to screw me for someone else's doing. The BBB and everyone else would hear about it, letters and all. I've done it to a business who screwed me once. 3 months later they were investigated for multiple complaints and were put out of business, I was satisfied. Make your insurance does their job or they'll turn it on you. Pictures and a police report, you've got plenty of leverage in your favor.