I wasn't trying to talk smack about 4x2's. I just figured that if a person had the intent of taking thier vehicle offroad when they initially signed the documents, they would start out with a 4x4...that's all I'm sayin'. I've been enlightened.

When I purchased my X they didn't have any 4x4's on the lot either. I made them drive from Albany, NY to Plattsburgh (near the Canadian border) to get me the 4x4, and in the exact color I wanted (or they were'nt gettng my $$$, plain and simple).
Insurance increases, sorry, I didn't know about that, I'm past the "single young man" threshold, where they jack your insurance up for being young and single