I too use a credit union that I've been a member of for 12 years.

I've since moved all over the state, and currently the nearest branch is still 95 miles away. My wife banks with them too, and has never lived in a city they have an office.

I use them for everything, and have not a problem, even though I can't get to a branch anytime I need to. Everything is handled online, or if need be anything else can be taken care of over the phone.

Credit Unions Rock!