Are you using quicken? We use that and my wife has it set up so basically all our bills, our local credit union, brokerage accounts, mortgage, etc. are all tied together. May be worth switching to see if it works better, unless of course that's what you already use. Just a thought anyway.

Our credit union is actually located in another state, but we liked them so much when we moved we were able to keep them (they said it was no problem since we lived there when we set up the account). We do all our banking online anyway, and there's lots of credit unions in our new area where we can get cash, deposit checks, etc all for free. There's no way we'll ever go down the bank route again.